I discussed within the earlier submit Retirees, a Wealthy Life Does Not Require Spending Extra Cash that I discovered historical past by watching a 6-hour documentary sequence The U.S. and the Holocaust on Kanopy.
Kanopy is a streaming video platform like Netflix. Along with documentaries and The Nice Programs, it has critically acclaimed films and Oscar and movie competition winners. The films and documentaries aren’t new releases however the high quality is nice. It’s additionally ad-free. You may watch on-line on a pc, in its app on an Apple or Android cellphone or pill, or by a streaming gadget or Sensible TV platform equivalent to Apple TV, Roku, or Google TV.
You may’t subscribe to Kanopy instantly. Kanopy solely sells to public and school libraries. It’s free in case your library supplies it. You create an account with Kanopy utilizing your library card quantity and PIN. You then search for the Kanopy app in your streaming gadget or Sensible TV.
Public libraries are funded by property taxes. What the library in your metropolis or county makes accessible will depend on its price range. My county has just one library department in all the county. It doesn’t have many books. Nor does it provide Kanopy. I needed to get a library card from a distinct library to entry Kanopy.
Bigger Library within the State
In case your library can also be small like mine, you might be able to get a card from a library in a significant metropolis in your state.
For instance, Cleveland Public Library offers a library card to any resident within the state of Ohio. You don’t must stay in Cleveland.
Everlasting residents of Ohio are eligible for a free library card. Individuals who go to highschool in Ohio, work on a everlasting foundation in Ohio, and people who personal property in Ohio are additionally eligible for a free library card.
When You Go to One other Metropolis
Some libraries in larger cities permit guests to use for a card. When you’ve got journey plans, you possibly can verify the coverage of the library in that space.
For instance, Santa Clara County Library in California solely requires an tackle anyplace within the nation. You may’t apply for a card on-line however you possibly can apply in individual once you occur to go to the world.
If you don’t reside within the County however do have a United States mailing tackle, a Full-Membership Library Card could be offered to you, free, throughout your subsequent library go to.
Pay as an Out-of-Space Resident
Some libraries particularly permit out-of-area residents to pay for a card. You don’t even must stay in the identical state. It’s truthful to cost a price to out-of-area residents as a result of libraries are funded by property taxes.
For instance, Houston Public Library permits residents outdoors Texas to buy a card for $40 a 12 months.
Apply in your library card in individual at any Houston Public Library or on-line. Everlasting Texas residents might be a part of the library freed from cost with proof of residency. Non-residents should buy a short lived library card for $40/household, which is legitimate for 12 months.
E-Books and Audiobooks
In addition to film streaming by Kanopy, many libraries additionally present e-books and audiobooks by the Libby app from Overdrive, which owns Kanopy. In case your library supplies these however you’ve by no means tried them, it’s price setting them up.
To me, Kanopy itself is price paying $40 or $50 a 12 months when the library in my county has restricted sources. Within the worst case, when you strive it and don’t prefer it, chalk it up as contributing a small quantity to help a public library.
Say No To Administration Charges
In case you are paying an advisor a proportion of your belongings, you might be paying 5-10x an excessive amount of. Learn to discover an impartial advisor, pay for recommendation, and solely the recommendation.