Qualifying households in Canada can obtain monetary assist of as much as $7,787 per baby by means of the Canada Youngster Profit (CCB), which the federal government gives to alleviate bills related to elevating youngsters.
Within the following part, I cowl the fundamentals of this system, the eligibility necessities, the applying course of, the cost dates and quantities, how they’re calculated, and different advantages mixed with the CCB.
CCB Cost Quantity Improve in 2025
The CCB is listed to inflation based mostly on the Client Value Index (CPI) information. For this 12 months’s recalculation, eligible households get the next quantities:
- As much as $648.91 per baby below 6
- As much as $547.50 per baby aged 6 to 17
These are mirrored in all CCB funds for the 2024-2025 cost interval that ends in June 2025.
Overview of Canada Youngster Profit (CCB)
The Canada Youngster Profit is a tax-free month-to-month quantity paid to eligible households to assist with the price of elevating youngsters below 18. It could embody baby incapacity advantages and different associated provincial and territorial packages.
Administered by the Canada Income Company (CRA), the CCB is designed to alleviate monetary burdens and scale back baby poverty.
CCB Cost Quantities
The advantages every household receives rely on earnings, variety of youngsters, and age. Beneath are the utmost profit quantities per baby for 2024.
| Age | Most annual profit per baby | Most month-to-month cost quantity for 2025 |
| Beneath 6 years | $7,787 | $648.91 |
| 6 – 17 years | $6,570 | $547.50 |
How CCB Funds Are Calculated
Your CCB funds are calculated based mostly on the next:
- The variety of youngsters below your care
- The age of your youngsters
- Your earlier 12 months’s adjusted household internet earnings (AFNI) as reported in your tax return
Each July, your profit cost is recalculated utilizing your AFNI from the earlier 12 months. Thus, your funds for July 2024 to June 2025 are based mostly in your AFNI from 2023.
In case your AFNI is beneath $36,502, you obtain the utmost profit quantity for every baby registered below your care. Your CCB cost quantities progressively lower when your AFNI exceeds $36,502.
CCB Cost Dates for 2025
You may count on to obtain your CCB funds from the CRA throughout these dates:
- January 20, 2025
- February 20, 2025
- March 20, 2025
- April 17, 2025
- Could 20, 2025
- June 20, 2025
- July 18, 2025
- August 20, 2025
- September 19, 2025
- October 20, 2025
- November 20, 2025
- December 12, 2025
Qualifying people usually obtain their first cost inside 8 weeks of submitting an internet utility or inside 11 weeks of sending an utility by mail.
How you can Preserve Getting Your Funds
You may maintain getting your CCB funds for those who and your partner or common-law associate file your tax return on time yearly, even when your earnings is tax-exempt or you haven’t any earnings to report.
Since CCB funds are non-taxable, you’ll not obtain any slip and also you do not need to report them in your tax return.
If there are adjustments to your data (comparable to your tackle or checking account) or your scenario (comparable to baby custody), be certain that to tell the CRA. Failing to take action can cease your CCB funds.
Eligibility Necessities
To be eligible for the profit, you or your partner should meet all the necessities, which embody:
- A toddler below 18 lives with you
- You might be solely liable for the care and upbringing of the kid
- A Canadian citizen
- A everlasting resident
- A protected individual or a short lived resident who has resided in Canada for the previous 18 months
How you can Apply for the CCB
There are 3 ways to use for the CCB:
By way of start registration
- While you register the start of your baby, apply for the CCB utilizing the Automated Advantages Utility.
- Give your consent to your province/territory to share the data with the CRA.
- Present your Social Insurance coverage Quantity and submit the registration to your province/territory.
On-line by means of My Account (your private CRA account)
- Log in to My Account.
- Go to the “Overview” web page and navigate to “Advantages and credit.” Discover “Youngster data” and click on on + Add.
- Enter the required data and full the required fields.
- Submit your utility.
- Look forward to the affirmation relating to the standing of your utility to seem on the display. Choose “Submit paperwork” in case you are required to submit extra paperwork, such because the baby’s proof of start.
By mail
- Full the RC66 Canada Youngster Advantages Utility type.
- Present all required paperwork.
- Mail the finished type and the paperwork to your tax centre.
You must obtain your first CCB cost inside 8 weeks for those who utilized by means of start registration or 11 weeks for those who utilized on-line or by mail.
Associated: How To Change into Financially Unbiased