Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
2024.9 Replace: The 100k provide comes again. Provide ends on 2025/01/08.
2024.8 Replace: The welcome provide is now decrease. It appears the perfect you may see at the moment is 95k through incognito mode.
2024.5 Update2: The brand new provide is 70k+1FN. Provide ends on 2024/07/31.
Utility Hyperlink
Advantages
- 100k provide: earn 100,000 Honors Factors after spending $2,000 in first 6 months. The current finest provide is 100k+50k.
- We worth Hilton Honors Level at 0.4 cents/level (Resort Factors Worth), click on right here to see what number of factors are required for a reward night time. Due to this fact, the 100k welcome provide is value about $400.
- Earn 7 Hilton Honors factors per $1 spent on lodge stays inside Hilton Portfolio; 5 factors on US eating places, US supermarkets, and US fuel stations; 3 factors on different purchases.
- Complimentary Hilton Silver standing for the cardholder. Improve to Hilton Gold standing if you make $20,000 or extra in purchases every calendar yr.
- No annual price! That is fairly uncommon in lodge bank cards.
- With this bank card, you may get entry to Amex Presents, which regularly provides superb reductions at some shops. Previously we now have seen provides like: Spend $15 or extra and get $5 again at Walmart; Spend $75 or extra and get $25 again on Amazon.com.
- Refer a pal: You may earn 10,000 bonus Hilton factors for each permitted account you refer, as much as 80,000 Hilton Factors per calendar yr.
- No overseas transaction price.
Disadvantages
- The 5x bonus classes are restricted inside the USA.
Really helpful Utility Time
- Notice that AmEx has a coverage: If you happen to at the moment or have beforehand held a particular AmEx bank card, you’ll not be eligible for the welcome bonus provide. So if you wish to squeeze the very best rewards from bank cards, it’s best to apply for the welcome provide first, after which take the improve provide, after which presumably go on upgrading/downgrading.
- You may solely get the welcome bonus as soon as in a lifetime, so remember to apply when the historic highest provide seems.
- AmEx doesn’t are likely to care concerning the variety of laborious pulls.
- You need to attempt to apply for it upon getting a credit score historical past of 6 months.
- Solely 2 AmEx bank cards will be permitted inside 90 days, however this rule doesn’t apply to cost playing cards. A number of playing cards permitted in the identical day will solely have one Exhausting Pull.
- You may maintain at most 5 AmEx bank cards, however this rule doesn’t apply to cost playing cards.
Abstract
The sign-up bonus is respectable, so it’s value making use of. As a result of it has no annual price, it’s a good downgrading choice, and there’s no hurt to maintain for very long time. You might also see good improve provides on this card occasionally.
Associated Credit score Playing cards
After Making use of
- Click on right here to verify AmEx utility standing.
- AmEx reconsideration backdoor quantity: 877-399-3083. The “actual” backdoor variety of Amex is properly protected. Completely different from Chase, the representatives from this AmEx reconsideration backdoor quantity solely have the correct that will help you submit requests.