Tuesday, May 6, 2025

How a pair navigate their funds by journey, life and long-term plans

We’re again once more with our fourth yearly audit of our monetary well being (the primary three components are linked beneath). An enormous because of the quite a few yearly audits posted on freefincal – we have been additionally motivated to doc ours, a minimum of annually. Fortunately, we’re doing this for the fourth 12 months in a row – and we wish to proceed in years to return.

Earlier than we start, a really transient background about us: I (Arka) and my spouse (Rupali) received married in 2020 (simply earlier than the pandemic). I’m at present 37, and we began our monetary planning significantly solely after our marriage, which was in 2020. I work in IT Consulting, and Rupali is in Tax Consulting. We have now certainly began late, however we try to ramp up the investments to cowl it whereas managing our big love for journey.


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About The Writer

Pattabiraman editor freefincalPattabiraman editor freefincalDr M. Pattabiraman(PhD) is the founder, managing editor and first writer of freefincal. He’s an affiliate professor on the Indian Institute of Know-how, Madras. He has over ten years of expertise publishing information evaluation, analysis and monetary product growth. Join with him by way of Twitter(X), Linkedin, or YouTube. Pattabiraman has co-authored three print books: (1) You might be wealthy too with goal-based investing (CNBC TV18) for DIY traders. (2) Gamechanger for younger earners. (3) Chinchu Will get a Superpower! for youths. He has additionally written seven different free e-books on numerous cash administration matters. He’s a patron and co-founder of “Payment-only India,” an organisation selling unbiased, commission-free funding recommendation.


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Our new ebook for youths: “Chinchu Will get a Superpower!” is now out there!

Both boy and girl version covers of Chinchu gets a superpowerBoth boy and girl version covers of Chinchu gets a superpower
Each the boy and girl-version covers of “Chinchu Will get a superpower”.

Most investor issues might be traced to a scarcity of knowledgeable decision-making. We made unhealthy selections and cash errors after we began incomes and spent years undoing these errors. Why ought to our youngsters undergo the identical ache? What is that this ebook about? As mother and father, what would it not be if we needed to groom one potential in our youngsters that’s key not solely to cash administration and investing however to any facet of life? My reply: Sound Resolution Making. So, on this ebook, we meet Chinchu, who’s about to show 10. What he needs for his birthday and the way his mother and father plan for it, in addition to instructing him a number of key concepts of decision-making and cash administration, is the narrative. What readers say!

Feedback from a young reader after reading Chinchu gets a Superpower (small version)Feedback from a young reader after reading Chinchu gets a Superpower (small version)
Suggestions from a younger reader after studying Chinchu will get a Superpower!

Should-read ebook even for adults! That is one thing that each dad or mum ought to educate their youngsters proper from their younger age. The significance of cash administration and resolution making primarily based on their needs and wishes. Very properly written in easy phrases. – Arun.

Purchase the ebook: Chinchu will get a superpower on your baby!


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About freefincal & its content material coverage. Freefincal is a Information Media Group devoted to offering authentic evaluation, reviews, evaluations and insights on mutual funds, shares, investing, retirement and private finance developments. We accomplish that with out battle of curiosity and bias. Observe us on Google Information. Freefincal serves greater than three million readers a 12 months (5 million web page views) with articles primarily based solely on factual info and detailed evaluation by its authors. All statements made might be verified with credible and educated sources earlier than publication. Freefincal doesn’t publish paid articles, promotions, PR, satire or opinions with out information. All opinions might be inferences backed by verifiable, reproducible proof/information. Contact info: letters {at} freefincal {dot} com (sponsored posts or paid collaborations is not going to be entertained)


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You Can Be Wealthy Too with Aim-Primarily based Investing

You can be rich too with goal based investingYou can be rich too with goal based investingPrinted by CNBC TV18, this ebook is supposed that can assist you ask the precise questions and search the right solutions, and because it comes with 9 on-line calculators, you may as well create customized options on your life-style! Get it now.


Gamechanger: Overlook Startups, Be a part of Company & Nonetheless Dwell the Wealthy Life You Need Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you wantGamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you wantThis ebook is supposed for younger earners to get their fundamentals proper from day one! It should additionally assist you journey to unique locations at a low value! Get it or present it to a younger earner.


Your Final Information to Journey

Travel-Training-Kit-Cover-newTravel-Training-Kit-Cover-new That is an in-depth dive into trip planning, discovering low-cost flights, funds lodging, what to do when travelling, and the way travelling slowly is healthier financially and psychologically, with hyperlinks to the net pages and hand-holding at each step. Get the pdf for Rs 300 (prompt obtain)


 


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