Marriott Bonvoy Bountiful vs. Marriott Bonvoy Boundless: Bank card showdown

There are at the moment six Marriott bank cards obtainable to new candidates and a number of other playing cards that not settle for new purposes. Chase gives three of the Marriott bank cards you possibly can at the moment apply for, whereas American Specific gives the opposite three.

These playing cards are comparable in some methods and completely different in different methods. In the event you’re enthusiastic about making use of for a Marriott bank card, you could be contemplating the Marriott Bonvoy Bountiful® Credit score Card or the Marriott Bonvoy Boundless® Credit score Card. Each are provided by Chase and earn factors and rewards with Marriott’s loyalty program, Marriott Bonvoy.

Which must you select? Let us take a look at the similarities and variations between the Bountiful and Boundless playing cards that will help you resolve which possibility is best.

The knowledge for the Marriott Bonvoy Bountiful Credit score Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Associated: 3 explanation why the Marriott Bonvoy Boundless is well worth the $95 annual price

*Level worth is an estimated worth calculated by TPG’s December 2024 valuations and never the cardboard issuer.

New Bonvoy Bountiful cardholders can earn 85,000 bonus factors after spending $4,000 on purchases throughout the first three months. Based mostly on TPG’s December 2024 valuations, this bonus is price $723.

In the meantime, new Bonvoy Boundless cardholders can earn three free evening awards (as much as 50,000 factors every) after spending $3,000 on purchases within the first three months from account opening. Based mostly on TPG’s valuations, this bonus is price as much as $1,275 — which means this bonus might cowl your annual price value for 13 years.

Winner: Bonvoy Boundless. Its welcome supply gives over $500 extra in worth.

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Associated: Are you eligible for a brand new Marriott Bonvoy card? This chart tells you sure or no

• Elite evening credit obtained annually: You may begin annually with 15 elite evening credit by holding both of those playing cards. Elite evening credit are what it’s good to earn elite standing with Marriott Bonvoy. For reference, you will want 50 elite nights per yr to achieve Platinum Elite standing, the place advantages like free breakfast and suite upgrades kick in.
• Fifth-night-free profit: When redeeming factors for lodge stays with Marriott Bonvoy, you will get a fifth evening free. This implies redeeming factors for a lodge keep of 4 or 5 nights will value the identical. Please observe that this profit solely applies to factors redemptions and doesn’t apply when paying money or utilizing free evening awards.
• Bank card issuer and software guidelines: As each playing cards are issued by Chase, each are topic to Chase’s bank card software guidelines and restrictions. Essentially the most well-known of those is the 5/24 rule, which means you will seemingly be denied if in case you have opened 5 or extra accounts within the final 24 months throughout all bank card issuers. One other rule is that you simply seemingly will not be authorized for greater than two bank cards from Chase inside 30 days.
• Entry to Chase Provides.
• Journey protections: Each playing cards supply journey delay reimbursement, misplaced baggage reimbursement and baggage delay insurance coverage.
• Buy safety: Each playing cards supply buy safety on objects you paid for together with your card, obtainable as much as 120 days from the acquisition date however topic to limits on the variety of claims and per-claim worth limits.
• Complimentary yr of DashPass from DoorDash if you enroll by Jan. 31, 2025.

With the Bonvoy Bountiful, cardholders obtain:

• Computerized Gold Elite standing
• Annual free evening award price as much as 50,000 factors if you spend no less than $15,000 on purchases in a calendar yr; sure motels have resort charges
• 1,000 bonus factors per keep at taking part eligible Marriott Bonvoy properties

With the Bonvoy Boundless, cardholders obtain:

• An annual free evening award yearly after your account anniversary, legitimate for a one-night lodge keep at a property with a redemption degree of as much as 35,000 factors. Sure motels have resort charges.
• Complimentary Silver Elite standing with Marriott Bonvoy — offering perks like bonus factors on stays, discounted member charges on lodge rooms and late checkout. Moreover, Boundless cardholders obtain a further elite evening credit score towards standing for every $5,000 spent on the cardboard and might obtain Gold Elite standing after spending $35,000 on the cardboard in a calendar yr.

Winner: Tie. Whereas each playing cards share comparable advantages, the Bonvoy Bountiful has the next Gold Elite standing tier. The Boundless comes with an annual free evening award each anniversary yr that you do not have to spend something to realize and a decrease Silver Elite standing tier with the flexibility to spend your solution to Gold Elite standing.

Associated: Marriott elite standing: What it’s and learn how to earn it

• 6 factors per greenback spent on Marriott purchases
• 4 factors per greenback spent on the primary $15,000 per calendar yr in mixed purchases at grocery shops and on eating — together with takeout and eligible supply companies (then 2 factors per greenback)
• 2 factors per greenback spent on all different purchases

These incomes charges characterize a 5.1%, 3.4% and 1.7% return on spending, respectively, based mostly on TPG’s December 2024 valuations.

With the Bonvoy Boundless, cardholders earn:

• 6 factors per greenback spent on Marriott purchases
• 3 factors per greenback spent on the primary $6,000 spent in mixed purchases per calendar yr on gasoline stations, grocery shops and eating (then 2 factors per greenback)
• 2 factors per greenback spent on all different eligible purchases

These incomes charges characterize a 5.1%, 2.6% or 1.7% return on spending, respectively.

Winner: Bonvoy Bountiful, because it earns extra in eating and grocery retailer spending and comes with the next spending cap.

Associated: One of the best rewards bank cards for every bonus class

Each playing cards earn Marriott Bonvoy factors that may be redeemed for Marriott stays. TPG’s December 2024 valuations place these factors at 0.85 cents apiece. Sadly, Marriott not publishes an award chart and makes use of dynamic pricing.

Whereas the obvious use of those factors is for lodge stays with Marriott, there are different makes use of (although some will not be very worthwhile), together with transferring factors to greater than 35 airline companions to redeem them for flights.

Normally, transferring Bonvoy factors to airline companions will not be a superb worth because the switch ratio will not be favorable.

TPG bank cards author Chris Nelson likes to redeem his Marriott Bonvoy factors on luxurious properties in Japanese Europe. He routinely stays on the Ritz-Carlton Budapest for 35,000 Bonvoy factors per evening.

Winner: Tie as each playing cards have the identical redemption and switch choices.

Associated: The award traveler’s information to Marriott Bonvoy

Associated: How you can use a Marriott Bonvoy 35,000-point certificates

Associated: 4 concerns earlier than making a product change

To be taught extra, see our full evaluations of the Bonvoy Bountiful and the Bonvoy Boundless.

Apply right here: Marriott Bonvoy Boundless
Be taught extra: Marriott Bonvoy Bountiful evaluate