Pepper: Get 10% Again on Amazon, Sam’s Membership; 16% Instacart; 13% Uber & Extra (Stack With AmEx Provide)

The Provide

Pepper app is providing the next offers:

1. Get 13% immediate low cost Instacart (13% will come off immediately at checkout, plus you’ll get the common 3% again in factors); max $250 in spend; one time use; supply legitimate February 7 via February 10
2. Get 10% immediate low cost Uber (10% will come off immediately at checkout, plus you’ll get the common 3% again in factors); max $200 in spend; one time use; supply legitimate February 7 via February 10
3. Get 10% immediate low cost UberEATS (10% will come off immediately at checkout, plus you’ll get the common 3% again in factors); max $200 in spend; one time use; supply legitimate February 7 via February 10

1. Get 10% again in factors on Sam’s Membership with no restrict (these are the identical as Walmart reward playing cards); supply legitimate February 6 via February 13
2. Get 10% again in factors on Amazon with no restrict; supply legitimate February 6 via February 13
3. Get 12% again in factors on Lowe’s with no restrict; supply legitimate February 6 via February 13
4. Get 15% again in factors on Chipotle with no restrict; supply legitimate February 6 via February 13
5. Get 20% again in factors on IKEA with no restrict; supply legitimate February 3 via February 9
6. Get 20% again in factors on Hulu with no restrict; supply legitimate February 3 via February 9
7. Get 20% again in factors on XBOX with no restrict; supply legitimate February 3 via February 9
8. Get 20% again in factors on Cabela’s with no restrict; supply legitimate February 3 via February 9
9. Get 22% again in factors on Outback with no restrict; supply legitimate February 3 via February 9
10. Get 22% again in factors on Fanatics with no restrict; supply legitimate February 3 via February 9
11. Get 22% again in factors on Cheesecake Manufacturing facility with no restrict; supply legitimate February 3 via February 9
12. Get 18% again in factors on CVS with no restrict; supply legitimate February 3 via February 9
13. Get 8% again in factors on Southwest with no restrict; supply legitimate February 3 via February 9
14. Get 8% again in factors on Large Eagle with no restrict; supply legitimate February 3 via February 9
15. Get 8% again in factors on Kohl’s with no restrict; supply legitimate February 3 via February 9
16. Get 10% again in factors on Adidas with no restrict; supply legitimate February 3 via February 9
17. Get 10% again in factors on Gamestop with no restrict; supply legitimate February 3 via February 9
18. Get 4% again in factors on Chipotle with no restrict; supply legitimate February 3 via February 9

The usual Pepper factors can be immediately obtainable and the bonus Pepper factors can be awarded for many of those offers on 2/24/25 or 2/27/25, relying on the deal. You’ll be able to see these offers in your messages tab or notifications tab. Make sure that you need to see the bonus mirrored on the checkout display; offers would possibly promote out early.

The Pepper factors system is complicated, so let’s give an instance: Let’s say, for instance, that Pepper is providing 10x on Amazon. If you happen to purchase $100 in Amazon reward playing cards, you’ll get 8,000 factors immediately (4x) which is price $4 towards your subsequent buy; that’s 4% again. In a number of weeks, you’ll get a further 12,000 factors which is price $6 and is similar as 6% again. Altogether, you’ll find yourself with 10x again will is similar as 10% again. It’s simpler to simply keep away from serious about the factors totals and deal with the ‘x’ again since that’s the identical quantity because the % again you’ll be getting (1x = 1% again; 10x = 10% again).

You’ll see a tab within the app referred to as ‘Factors Historical past’ which can clearly present which factors have posted and which factors are pending. 

Our Verdict

This stacks properly with the AmEx Provide to get $30 again on $75 spend.

Remember that for many of those offers the bonus factors received’t be obtainable for a number of weeks, and it’s not price shopping for except you may handle the chance of one thing going fallacious with the bonus factors posting a number of weeks down the road.

Experiences are that Amex Enterprise Gold  to earn 4x if it’s one in all your high two classes as a part of the Laptop Software program class. And it counts as Laptop Software program class for BofA Personalized Money Rewards playing cards for 3%/5.25% and for 1.5x on the Enterprise Platinum card. And experiences are that it counts as On-line Searching for BofA playing cards and Blue Money card and ShopYourWay card and the legacy Citi AT&T card. And reportedly it counts as Tech for five% on the Paypal debit card.

Observe: Whereas there is no such thing as a restrict to most of those offers, you is likely to be restricted in general portions that may be bought from Pepper in a day. For instance, you would possibly solely be capable of purchase $2,000 or one other quantity till the app stops you. It’s typically doable to extend limits by calling in and verifying. And also you would possibly be capable of purchase once more the following day as your limits reset.

Individuals have more and more been reporting points (since December 2024) with getting involved with Pepper reps when points come up. There have additionally been occasions when folks have had points logging in; due to this fact, I’d advocate screenshotting and copying the reward card data instantly. I’d additionally advocate utilizing up the Pepper factors rapidly to be protected.