One of many not-so-great methods to redeem HDFC Financial institution Credit score Card Factors is to redeem them for catalog vouchers, as this gives poor worth, usually about 50% decrease in comparison with journey redemptions.
Nevertheless, it helps those that don’t journey and like to make use of the vouchers for buying. On condition that HDFC additionally presents “Amazon Pay” vouchers, it is sensible.
For such cardholders, HDFC Financial institution sometimes runs short-term presents to get a lot better worth for the factors, and one such supply is reside in the meanwhile. Listed below are the supply particulars:
- Supply: Redeem factors for vouchers at 1:0.70 INR for vouchers
- Supply Interval: thirty first July to 2nd Aug 2024
- Relevant solely on HDFC Infinia & Diners Membership Black Credit score Playing cards.
- Supply
To redeem, login to smart-buy, select the cardboard variant beneath “Privileges”, login after which go to the rewards part, select rewards catalog, then use the filter to decide on the model, as under.
We’ve beforehand seen the supply in 2021 (twice), 2022 (as soon as) however not in 2023 if I keep in mind it proper and now it has come again once more in 2024.
Whereas it was once an excellent choice for some prior to now, it’s now not price doing should you’re a traveller, due to the newly added skill to switch factors to Airmiles with bonus presents.
For instance, we just lately noticed an Accor factors switch supply with 75% bonus that gave ~1.5 INR per level, so choosing vouchers is like letting go of half the worth.
Therefore, it’s extra of a private selection whether or not one needs to get 3.3% worth again or extra with journey, or simply settle with 2.3% with this ongoing supply for fast redemptions.