Southwest Fast Rewards® Premier Credit score Card Evaluate (2024.11 Replace: 40k+$400 Supply)

Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.

2024.11 Replace: The brand new supply is 40k+$400. Supply ends on 2024.10.09. This one is inferior to the earlier 85k supply.

2024.10 Replace: The upper supply is expired. At present there’s solely a 50k supply.

2024.9 Replace: The 85k supply comes again. Supply ends on 2024.10.09.

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Advantages

1. 40k+$400 supply: earn 40,000 Southwest Miles and $400 assertion credit score after spending $3,000 on purchases within the first 4 months. The current finest supply is 85k.
2. We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 85k highest supply is price about $1,105. See A Newbie’s Information to Southwest Miles for particulars about Southwest Miles.
3. Earn 3x miles per greenback spent on Southwest Airways. Earn 2x miles per greenback on native transit and commuting (together with rideshare), Web, cable, cellphone providers, and choose streaming, and Fast Rewards resort and automobile rental accomplice. Earn 1x mile per greenback spent on all different purchases.
4. After annually anniversary and pay the annual charge, you may be credited 6k Southwest miles.
5. 2 EarlyBird Examine-In per yr.
6. 25% again on in-flight purchases.
7. Earn 1,500 TQPs (tier qualifying factors, helpful in the direction of A-Record standing, however not helpful in the direction of companion move) for each $10,000 spent.
8. Should you earn 125k Southwest miles in a yr, you get the Southwest companion move certificates which is legitimate till the top of subsequent calendar yr!
9. No international transaction charge.
10. Refer a good friend (focused): You possibly can earn 5,000 bonus Southwest miles for each authorized account you refer, as much as a most of 10 authorized referrals (50,000 Southwest miles) per calendar yr.

Drawback

1. Annual charge $99, not waived first yr.
2. Southwest doesn’t have airways companions, so the miles can solely be redeemed for Southwest Airways itself. Southwest can solely fly to the US and a few central America and Caribbean international locations, no additional worldwide routes.

Really useful Software Time

1. [5/24 Rule] If in case you have 5 or extra new accounts opened up to now 24 months, Chase won’t approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this submit for particulars about find out how to presumably bypass this rule.
2. This product is on the market to you if you happen to shouldn’t have any Southwest private bank card and haven’t obtained a brand new cardmember bonus for any Southwest private bank card up to now 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
3. Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely seemingly that you’re going to get rejected.
4. We advocate you to use for this card after you have got a credit score historical past for greater than a yr.

Abstract

The 75k highest sign-up bonus is sweet. Should you apply for a private Southwest card and a enterprise Southwest card, each when have the very best sign-up bonus, then you’ll earn greater than 125k Southwest miles in complete, which is greater than sufficient to get you a Companion Cross (Notice that you could’t get two private Southwest playing cards on the identical time now). One of the best timing to get it’s the starting of a calendar yr, as a result of it will likely be legitimate till the top of subsequent calendar yr!

Now you possibly can solely select one Chase Southwest private card from the three. Should you don’t fly Southwest ceaselessly, and also you simply need the sign-up bonus, then the Chase Southwest Plus card with the bottom annual charge is essentially the most appropriate for you. Should you fly Southwest ceaselessly, then the Chase Southwest Precedence with extra advantages is best.

Associated Credit score Playing cards

The present phrases principally power you to decide on just one private Southwest bank card among the many three. However you possibly can have each private and enterprise playing cards.

Really useful Downgrade Choices

• You cannot downgrade this card to any card with no annual charge, so I counsel you shut it while you don’t need to maintain it any longer.

After Making use of

• Name 800-436-7927 to verify Chase utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain choice in 2 weeks means your utility might be authorized; Obtain choice in 7-10 days means your utility might be rejected; Obtain choice in 30 days merely means your utility requires additional overview and there’s nothing to inform you for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it if you happen to didn’t get approve instantly. Your private data will likely be acquired and they’ll then overview it. You seldom reply questions, as an alternative, simply benefit from the music and then you definitely get authorized or rejected, or additional data is required to be hand in to the department or faxed.

Historic Gives Chart

Notice: Typically there’s 50k+50k supply on this card. However the spending requirement for the latter 50k is large, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as an alternative.

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