Roadside help belongs on the identical listing as a plunger, first-aid equipment and a screwdriver sufficiently small to repair your sun shades: โStuff you donโt notice you want, till you want them.โ Merely put, while youโre stranded on the freeway throughout a very good olโ Canadian snowstorm or in your method to the cottage, having roadside help can really feel like successful the lottery. So, why wait on getting a bank card with free roadside help?
Finest bank cards with roadside help in Canada
featured

Gold: Finest for roadside help
TD Money Again Visa Infinite Card
By way of a free Deluxe TD Auto Membership membership, get limitless service calls, out there 24/7.
GO TO SITE
Curiosity Charges:
20.99% buy, 22.99% money advance, 22.99% steadiness switch
Welcome provide:
$600 worth
Earn as much as $600 in worth, together with 10% in Money Again {Dollars} within the first 3 months on Bonus Eligible Purchases as much as a complete spend of $3,500. Situations apply.
featured

BMO CashBack World Elite MasterCard
Get free primary roadside help by means of Dominion Vehicle Affiliation (DAA).
GO TO SITE
Curiosity Charges:
21.99% buy, 23.99% money advance, 23.99% steadiness switch
featured

See additionally: Our prime decide for gasoline rewards
CIBC Dividend Visa Infinite Card
Earn 4% money again on gasoline and EV charding. (Doesnโt include roadside help.)
GO TO SITE
Curiosity Charges:
20.99% buy, 22.99% money advance, 22.99% steadiness switch
Welcome provide:
$250 worth
Earn a ten% money again welcome bonus of as much as $250 (first 4 statements). Provide not out there to QC residents. Phrases and circumstances apply.
MoneySense award winners
Dive into the professionals and cons of one of the best bank cards with roadside help in Canada.
Gold: Finest bank card with roadside help
At a look: The TD Money Again Visa Infinite is one of the best bank card in Canada for roadside help. Because of a complimentary Deluxe TD Auto Membership membership, you get 24/7 entry to limitless roadside service calls for private use, which covers towing (as much as 200 km), emergency tire adjustments, gas supply and extra. Distinctive perks like stolen car emergency providers offer you extra peace of thoughts.
featured
TD Money Again Visa Infinite Card
Annual payment: $139 (rebated first 12 months)
Welcome provide: Earn as much as $600 in worth, together with 10% money again on eligible purchases through the first three months (on as much as $3,500 in purchases). Situations apply.
Card particulars
Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on steadiness transfers |
Revenue required | Private earnings of $60,000 or family earnings of $100,000 |
Credit score rating | 680 or increased (advisable) |
Professionals
- Complete roadside help: Contains limitless service calls overlaying towing (as much as 200 km), emergency tire adjustments, battery boosts, lockout help, emergency gas supply (5 litres), winching, stolen car help, and extra.
- Journey insurance coverage: Youโll be coated for journey medical (as much as $2 million for as much as 10 days), baggage delays/losses, and rental automotive loss/injury, in addition to help providers for private emergencies whereas travelling.
- Rewards: A excessive money again earn charge in three main spending classes.
- Straightforward redemptions: Redeem money again any time with a minimal of $25.
- Automobile rental reductions: Save at Avis and Finances areas.
Cons
- Incomes cap: Youโll earn 3% on solely the primary $15,000 spent yearly throughout all classes.
- Excessive annual payment: The payment is comparatively excessive for a money again card, though the options could also be value it for some cardholders.
Silver: Finest bank card with roadside help
At a look: The Triangle World Elite Mastercard is a best choice for drivers, providing a complimentary Canadian Tire Roadside Help Gold Plan valued at $114.99 a 12 months. Get 5 free service calls per 12 months, supplying you with entry to providers like towing (as much as 200 km), tire adjustments, gas supply and extra. Plus, get unique provides on oil adjustments, automotive washes, leisure, purchasing, journey, motels and sights. Get all these advantages for no annual payment.
Triangle World Elite Mastercard
Annual payment: $0
Welcome provide: None
Card particulars
Rates of interest | 21.99% on purchases, 22.99% on money advances and on steadiness transfers (21.99% for Quebec residents) |
Revenue required | Private earnings of $80,000 or family earnings of $150,000 |
Credit score rating | Not specified |
Level worth | $1 in Canadian Tire Cash is value $1 when redeemed at collaborating retailers. |
Bronze: Finest bank card with roadside help
At a look: The BMO CashBack World Elite Mastercard is one other nice possibility for roadside help, providing free primary protection ($69 annual worth) by means of the Dominion Vehicle Affiliation (DAA). Get 24/7 entry to as much as 4 service calls per 12 months, together with towing (as much as 10 km), tire adjustments, gas supply and extra. Further cardholders additionally obtain free protection, making it a family-friendly possibility.
featured
BMO CashBack World Elite Mastercard
Annual payment: $120 (waived first 12 months)
Welcome provide: Earn as much as 10% money again throughout your first 3 months on as much as $2,600 in purchases.
Card particulars
Rates of interest | 21.99% on purchases, 23.99% on money advances, 23.99% on steadiness transfers (21.99% in Quebec) |
Revenue required | Private earnings of $80,000 or family earnings of $150,000 |
Credit score rating | 760 or increased |
Professionals
- Complete roadside help: Contains 4 free service calls per 12 months, together with towing (as much as 10 km), tire adjustments, winching, battery boosts, lockout help, emergency gas supply and extra.
- Excessive earn charges: Earn as much as 5% again in 4 main spending classes.
- Insurance coverage choices: Intensive insurance coverage for a money again card, together with protection for journey medical, rental automobiles, baggage, flight delays and extra.
- Glorious prolonged guarantee and buy safety: Doubles the producerโs guarantee for as much as 2 years and gives 180 days of buy safety, surpassing the everyday 1-year prolonged guarantee and 90-day buy safety supplied by most playing cards.
- Straightforward redemptions: Redeem your money again any time for as little as $1.
- Gasoline financial savings: Save as much as 7 cents per litre at Shell areas.
Cons
- Restricted towing distance: Most towing distance (10 km) is considerably lower than what the opposite playing cards provide.
- Incomes caps: The bonus classes have low month-to-month spending limits, starting from $300 to $500, which is restrictive for a premium card.
- No free lounge visits: The included Mastercard Journey Move membership (supplied by DragonPass) doesnโt embody free airport lounge visits, solely discounted ones.
- Excessive earnings necessities: This card could also be much less accessible.
One other bank card to your subsequent street journey
Gold: Finest bank card for gasoline purchases in Canada
At a look: The CIBC Dividend Visa Infinite provides unbeatable rewards on gasoline and EV charging. Plus, save as much as $0.10 per litre at choose gasoline stations with Journie Rewards.
featured
CIBC Dividend Visa Infinite
Annual payment: $120 (rebated first 12 months)
Welcome provide: Earn 10% money again (as much as $250 in money again in your first 4 statements), plus a first-year annual payment rebate. Provide not out there to Quebec residents.
Card particulars
Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on steadiness transfers |
Revenue required | Private earnings of $60,000 or family earnings of $100,000 |
Credit score rating | 725 or increased |
Whatโs roadside helpโ?
Roadside help is a service supplied to drivers when their car breaks down or encounters issues whereas on the street. It helps be sure that motorists can get again on the street shortly or obtain help in case of emergencies.
What does roadside help embody?
The providers sometimes supplied in a roadside help plan embody:
- Towing: In case your automotive breaks down and canโt be repaired on-site, your supplier could tow it to a close-by mechanic or service station.
- Flat tire restore or substitute: For those who get a flat tire, your supplier can assist with altering it or placing on a spare tire.
- Battery bounce begin: In case your automotive battery dies, your supplier can assist by jump-starting the battery.
- Gasoline supply: For those who run out of gas, your supplier could ship some to you, so you will get to the closest gasoline station.
- Lock-out help: For those who lock your self out of your automotive, your supplier can assist unlock it.
- Winching: Your supplier could enable you to get well your automotive if itโs caught in a ditch, the snow or mud.
Is a bank card with roadside help value it?
Most individuals take a look at journey factors or money again when trying to find a bank card, however roadside help is an underrated perk. Roadside help might price upwards of $70 a 12 months if you happen to pay instantly for a membership from Canadian Vehicle Affiliation (CAA) or one other supplier. The value of a tow can fluctuate relying on the place you reside, however and not using a membership plan, some Canadians have paid 1000โs of {dollars} for a single tow.
When you will have roadside help in-built as a function in your bank card, you will get emergency towing, gasoline supply, battery boosts, tire adjustments, entry to your automotive while youโve misplaced the keys, and far more. The worth of those emergency providers can typically outweigh the annual payment on bank cards.
Discover the right card with CardFinder
In below 60 seconds, get matched with a customized listing of one of the best bank cards primarily based in your spending character and approval probability. No SIN required.