Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
2024.11 Replace: The brand new provide is 60k.
2024.9 Replace: The upper provide is expired. The present provide is 50k.
2024.6 Replace: The brand new provide is 60k. Card artwork is modified.
Software Hyperlink
Advantages
- 60k provide: get 60,000 United miles after $3,000 spending in 3 months. The current greatest provide is 70k.
- We worth UA miles at 1.5 cents (Airline Miles Worth). So the 70k highest sign-up bonus is value about $1,050! See A Newbie’s Information to UA Miles to examine for particulars about UA Miles.
- Earn 2x UA miles on United, eating places and resorts. Earn 1x UA mile per greenback spent on all different purchases.
- Get 2 United Membership one-time passes every year.
- First checked bag free on United flights when buying tickets (or paying the tax and charges for award tickets) with this card..
- Group 2 boarding on United flights when buying tickets (or paying the tax and charges for award tickets) with this card.
- Earn 25% again on in flight purchases.
- Get 25% bonus miles on MileagePlus X purchases.
- Extra award availability (XN cabin) with this card.
- As much as $100 International Entry or TSA Pre✓® Price Credit score.
- With this card, you’ll be able to redeem your UA miles in direction of annual price at a hard and fast ratio 1.52 cents/level.
- Major automobile rental insurance coverage.
- No overseas transaction price.
- Refer a good friend (focused): You possibly can earn 5,000 bonus UA miles for each accredited account you refer, as much as a most of 10 accredited referrals (50,000 UA miles) per calendar 12 months.
Drawback
- Annual price $95, waived for the primary 12 months.
Really useful Software Time
- [5/24 Rule] You probably have 5 or extra new accounts opened previously 24 months, Chase won’t approve your software on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this put up for particulars about learn how to presumably bypass this rule.
- You aren’t eligible for this sign-up bonus in the event you obtained a sign-up bonus on this card inside 24 months. Observe that what issues right here is the time you bought the sign-up bonus, not the time you opened or closed the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely seemingly that you’re going to get rejected.
- We suggest you to use for this card after you have got a credit score historical past for greater than a 12 months.
Abstract
The sign-up bonus on this card is often very good, so it’s value making use of. Nonetheless, the reward charge of on a regular basis spending isn’t very spectacular, which makes it exhausting to justify the $95 annual price. In the event you fly UA lots as a way to reap the benefits of these UA associated perks, then this bank card is value retaining. In any other case you’ll be able to think about downgrading it to the no price Chase United Gateway card after one 12 months.
Associated Credit score Playing cards
 | Chase UA Gateway | Chase UA Explorer | Chase UA Explorer Enterprise | Chase UA Quest | Chase UA Membership | Chase UA Membership Enterprise |
---|---|---|---|---|---|---|
Annual Price | 0 | $95 | $99 | $250 | $525 | $450 |
Numerous Credit | – | – | – | $125 annual United buy credit score; Two 5,000-mile anniversary award flight credit | – | – |
Signal-up Bonus | 20k | 70k with first 12 months AF waived | 75k with first 12 months AF waived | 90k | 120k | 75k |
Really useful Downgrade Choices
After Making use of
- Name 800-436-7927 to examine Chase software standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain choice in 2 weeks means your software might be accredited; Obtain choice in 7-10 days means your software might be rejected; Obtain choice in 30 days merely means your software requires additional evaluation and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it in the event you didn’t get approve instantly. Your private info will probably be acquired and they’re going to then evaluation it. You seldom reply questions, as an alternative, simply benefit from the music and then you definately get accredited or rejected, or additional info is required to be hand in to the department or faxed.
Historic Presents Chart
Observe: Typically there are gives resembling 40k+25k on this card, however the spending requirement for the latter half is large. Due to this fact, we don’t deal with them as sign-up bonus; as an alternative, we deal with them as spending bonus.