United Quest℠ Card Evaluation (2024.11 Replace: 70k Supply)

Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.

2024.11 Replace: The brand new supply is 70k.

2024.8 Replace: The upper supply is expired. The present supply is 60k.

2024.6 Replace: The brand new supply is 70k. Card artwork is modified.

Utility Hyperlink

Advantages

1. 70k supply: earn 70,000 United miles + 500 Premier qualifying factors after spending $4,000 in 3 months. The latest greatest supply is 90k.
2. We worth UA miles at 1.5 cents (Airline Miles Worth). So the 90k highest sign-up bonus is value about $1,350! See A Newbie’s Information to UA Miles to examine for particulars about UA Miles.
3. Earn 3x UA miles on United; earn 2x UA miles on journey, eating places, and choose streaming companies; earn 1x UA mile per greenback spent on all different purchases.
4. Annually (card membership 12 months), obtain a $125 credit score on United purchases.
5. Ranging from the primary anniversary, obtain two 5,000-mile anniversary award flight credit every year (card membership 12 months). They are going to expire in the event you don’t use them.
6. First and second checked bag free on United flights when buying tickets (or paying the tax and costs for award tickets) with this card..
7. Group 2 boarding on United flights when buying tickets (or paying the tax and costs for award tickets) with this card.
8. Earn 25% again on in flight purchases.
9. Get 25% bonus miles on MileagePlus X purchases.
10. Extra award availability (XN cabin) with this card.
11. As much as $100 International Entry or TSA Pre✓® Charge Credit score.
12. With this card, you’ll be able to redeem your UA miles in direction of annual payment at a hard and fast ratio 1.60 cents/level.
13. Main automobile rental insurance coverage.
14. No international transaction payment.
15. Refer a pal (focused): You possibly can earn 5,000 bonus UA miles for each permitted account you refer, as much as a most of 10 permitted referrals (50,000 UA miles) per calendar 12 months.

Drawback

1. Annual payment $250, NOT waived for the primary 12 months.

Advisable Utility Time

1. [5/24 Rule] If in case you have 5 or extra new accounts opened prior to now 24 months, Chase is not going to approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this put up for particulars about find out how to probably bypass this rule.
2. You aren’t eligible for this sign-up bonus in the event you acquired a sign-up bonus on this card inside 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you opened or closed the account.
3. Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely probably that you’ll get rejected.
4. We suggest you to use for this card after you have got a credit score historical past for greater than a 12 months.

Abstract

The sign-up bonus on this card may be very good, so it’s value making use of. Nevertheless, the reward price of on a regular basis spending will not be very spectacular. In case you fly UA rather a lot and you may make use of the $125 + 2*5k miles annual profit simply, then this bank card is value protecting. In any other case you’ll be able to think about downgrading it to the no payment Chase United Gateway card after one 12 months.

Associated Credit score Playing cards

Advisable Downgrade Choices

After Making use of

• Name 800-436-7927 to examine Chase utility standing. That is an automatic phone line, and the data has the next meanings: Obtain determination in 2 weeks means your utility might be permitted; Obtain determination in 7-10 days means your utility might be rejected; Obtain determination in 30 days merely means your utility requires additional overview and there’s nothing to inform you for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it in the event you didn’t get approve instantly. Your private data can be acquired and they’re going to then overview it. You seldom reply questions, as a substitute, simply benefit from the music and then you definitely get permitted or rejected, or additional data is required to be hand in to the department or faxed.

Historic Presents Chart

Notice: Generally there are provides reminiscent of 80k+20k on this card, however the spending requirement for the latter half is large. Due to this fact, we don’t deal with them as sign-up bonus; as a substitute, we deal with them as spending bonus.

Utility Hyperlink

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