United Quest Card assessment: Full particulars

The United Quest℠ Card is a superb selection for people who fly United Airways regularly and may reap the benefits of advantages like free checked luggage on United flights, precedence boarding and an inflight low cost. This card is a strong selection for many who frequent United and may hold observe of advantages to maximise card membership. Card Score*: ⭐⭐⭐⭐

*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The United Quest Card is the right “in-between” card for frequent United vacationers. It gives extra perks than the United℠ Explorer Card and a decrease annual charge than the premium United Membership℠ Card.

The cardboard not too long ago underwent an overhaul, including a number of new perks, altering just a few others and growing the annual charge to $350. Whereas this might sound like a unfavourable change, the brand new credit can simply offset this charge in the event you discover worth in them. The important thing right here is remembering to make the most of them on a month-by-month or annual foundation.

The advisable credit score rating for the United Quest Card is at the least 670. Nevertheless, it could be doable to get permitted with a decrease rating.

This is what it is advisable to know concerning the United Quest Card to resolve if it is the precise match for you.

For a restricted time, new United Quest Card holders can earn 90,000 United MileagePlus miles and 500 Premier qualifying factors after spending $4,000 on qualifying purchases within the first three months from account opening.

Based on TPG’s March 2025 valuations, United miles are price 1.35 cents every, making this supply price $1,215.

This supply is the highest supply we have seen on the cardboard in over three years.

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Be aware that this supply isn’t out there to present or earlier cardmembers who obtained a brand new bonus throughout the previous 24 months, and Chase’s 5/24 rule applies.

Associated: The last word information to incomes elite standing with United playing cards

The United Quest Card has some helpful perks for normal United flyers who do not essentially need or want the United Membership entry that comes with the top-tier United Membership Card.

Listed below are among the high perks.

TravelBank money

With this card, you will earn $200 in TravelBank money every account anniversary yr. TravelBank is a web-based account the place United flyers can sustain with flight credit and extra to fund purchases with the provider.

This credit score wipes out greater than half of the cardboard’s $350 annual charge.

Low cost on award redemptions

You will obtain one 10,000-mile low cost after your first cardmember anniversary.

As of March 2025, TPG values the ten,000-mile credit score at $135.

It’s also possible to earn a second 10,000-mile credit score after spending $20,000 on the cardboard in a calendar yr.

On high of these perks, United Quest cardholders get pleasure from:

• Free checked luggage: First and second luggage for the cardholder and a companion on the identical reservation*
• Inflight low cost: 25% again on United inflight purchases
• Resort credit score: As much as a $150 annual assertion credit score on pay as you go reservations made by Famend Lodges and Resorts every account anniversary yr
• JSX credit score: As much as $150 in annual assertion credit on JSX flight purchases made every account anniversary yr
• PQP enhance: A 1,000-PQP enhance is utilized every year (this can seem in your MileagePlus account between February and April, starting in 2026)
• PQP earnings: Earn as much as 18,000 PQPs per calendar yr (1 PQP for each $20 you spend on purchases may be utilized towards your Premier standing qualification, as much as the Premier 1K stage; the edge on this perk was doubled within the card’s latest overhaul)
• Precedence boarding
• Rental automotive credit score: As much as $40 every for the primary two Avis or Funds automotive leases booked by United Automobiles every account anniversary yr
• Instacart credit score: One $10 and one $5 month-to-month Instacart credit score, plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)
• Experience-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing companies, plus a bonus of $4 (for a complete of $12) in December
• TSA PreCheck/World Entry credit score: As much as $120 each 4 years
• Journey and buy protections

*You will need to use your Quest Card to pay in your ticket to verify your luggage without spending a dime — together with the taxes and costs you pay once you ebook award tickets with miles.

Additionally, in the event you spend $40,000 on the cardboard in a calendar yr, you will obtain two international Financial system Plus seat upgrades.

This has grow to be a laundry checklist of credit protecting every thing from grocery supply to rental automobiles and lodge reservations, nevertheless it additionally helps outweigh the United Quest Card’s greater annual charge.

A few of these perks can be simpler to make use of than others. As an example, in the event you do not frequent Avis or Funds for automotive leases or see your self reserving with JSX, these advantages could possibly be more durable to maximise. Others, just like the Instacart credit and the lodge profit, could possibly be extra invaluable for cardholders.

Generally, in the event you fly United usually, you will recognize the credit and free checked luggage this card gives. And in the event you’re chasing United standing, the additional PQPs this card earns will fast-track your progress.

Associated: Airline baggage charges: How a lot it prices to verify a bag on main US airways

On high of United purchases, the United Quest Card earns bonus miles in a number of classes. With this card, you will earn:

• 8 miles per greenback spent on United flights
• 5 miles per greenback spent on lodge stays booked by Famend Lodges and Resorts
• 3 miles per greenback spent on all different United purchases
• 2 miles per greenback spent on different journey purchases
• 2 miles per greenback spent on eating and choose streaming purchases
• 1 mile per greenback spent on all different purchases

The United Quest Card earns bonus miles on normal journey and eating purchases, in addition to on United spending. Nonetheless, you will discover comparable or higher earnings for these classes on different journey playing cards.

Associated: The perfect bank cards to make use of for United flights

You should utilize your United MileagePlus miles to ebook flights on United or its companions like Air Canada, Lufthansa and Singapore Airways. Amongst your choices are reserving home routes on United for as little as 5,000 miles and utilizing a bigger chunk of miles to fly enterprise class to Asia on All Nippon Airways.

For those who can make the most of United’s distinctive Excursionist Perk, you will get much more worth out of your MileagePlus miles.

It’s also possible to redeem your miles for nonflight objects, together with United Membership memberships, inflight Wi-Fi purchases, TSA PreCheck, automotive leases and lodge stays.

Moreover, you’ll be able to switch your miles to Marriott Bonvoy, however you will get a decrease worth out of your miles with any of those choices than you’ll in the event you used them to ebook flights.

Andrea Rotondo, TPG’s director of content material operations, not too long ago redeemed 6,000 United miles for a one-way financial system flight between Frankfurt and Vienna.

Low-cost mile redemptions aren’t simply restricted to home flights; you too can safe unbelievable offers on worldwide journeys. Rachel Craft, a factors and miles author at TPG, redeemed 88,000 United miles for a one-way business-class ticket to Antananarivo, Madagascar, from Denver on Ethiopian Airways. That flight would have ordinarily price her round $9,000 if she paid with money.

Associated: The way to redeem miles with the United MileagePlus program

If you need extra United perks or cannot justify the annual charge on the United Quest Card, one among these playing cards could also be a greater match:

• If you need United Membership entry: The United Membership Card gives much more United advantages. It has a better annual charge of $695, however the United Membership membership is price as much as $750, so this one perk justifies the cardboard’s annual charge. The cardboard additionally comes with greater incomes charges on United purchases. To study extra, take a look at our full assessment of the United Membership Card.
• If you need extra versatile rewards: The Chase Sapphire Most popular® Card has comparable bonus classes and means that you can switch your Chase Final Rewards factors to United or any of Chase’s different switch companions. Plus, it comes with a decrease annual charge of $95. To study extra, take a look at our full assessment of the Chase Sapphire Most popular.
• If you need United advantages for a decrease annual charge: The United Explorer Card earns bonus miles on United purchases. It features a free checked bag for you and a companion however is inexpensive to carry, coming with a $0 introductory annual charge for the primary yr, then $150 afterward. To study extra, take a look at our full assessment of the United Explorer Card.

For extra choices, browse our full lists of greatest airline bank cards and greatest journey bank cards.

Associated: United Quest vs. United Membership: Greater is healthier

The United Quest Card gives a bunch of advantages for United vacationers and a number of journey perks to make the most of every year. For those who’re a frequent United flyer prepared to maximise this suite of advantages, this card could possibly be a fantastic selection for you.

That being stated, anybody wanting complimentary airport lounge entry or extra versatile rewards may select a distinct route.

Apply right here: United Quest Card