Wyndham Rewards Earner Plus card evaluation: Full particulars

*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Within the aggressive lodge panorama, Wyndham might not be the primary identify you consider, however they’ve some wonderful lodge choices and a household of cobranded bank cards to match.

With an annual charge of $75, the Earner Plus card lands simply above the entry-level Wyndham Rewards Earner card. Even in the event you do not continuously keep at Wyndham properties, you may nonetheless profit from the cardboard’s computerized elite standing and award redemption reductions.

The advisable credit score rating for this card is at the least 670. Nevertheless, it’s potential to get authorised with a decrease rating.

Let’s look at whether or not the Wyndham Rewards Earner Plus card deserves a spot in your pockets.

The knowledge for the Wyndham Rewards Earner Plus card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Wyndham Rewards Earner Plus Card welcome provide

New Wyndham Rewards Earner Plus candidates can earn 45,000 bonus factors after spending $1,000 on purchases within the first 90 days from account opening. That is sufficient factors for as much as 6 nights.

Based mostly on TPG’s January 2025 valuations, this bonus provide is value $495. Given how low the spending requirement is, this can be a unbelievable worth for the variety of factors you will earn.

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We have beforehand seen a proposal on this card for 75,000 factors, so it might be value ready for the next provide if you do not have a deliberate Wyndham keep any time quickly.

It is essential to notice that Barclays may be inquiry-sensitive, so I like to recommend being below 6/24 earlier than making use of for this card. In different phrases, you need to have 5 or fewer exhausting inquiries in your credit score report up to now 24 months earlier than making use of for the Wyndham Rewards Earner Plus.

Associated: E book low-end or luxurious motels to get the perfect worth out of your factors

The Wyndham Rewards Earner Plus comes with computerized Wyndham Platinum standing. This standing stage grants perks like free Wi-Fi, early check-in and late checkout, most well-liked room choice, bonus factors on stays and automobile rental upgrades at Avis and Price range.

Wyndham Rewards Platinum standing alone may simply be well worth the $75 annual charge the cardboard holds. Along with the automated Platinum standing, the cardboard gives:

• Anniversary bonus factors: Earn 7,500 bonus factors every anniversary after you pay the annual charge, value $83 in keeping with TPG’s January 2025 valuations
• Low cost on paid and award stays: Earner Plus cardmembers obtain entry to a particular cardmember charge on stays paid with money and a ten% low cost on Go Free award stays
• No international transaction charges

Associated: The final word information to incomes and redeeming Wyndham Rewards

• 6 factors per greenback on Wyndham motels and gasoline
• 4 factors per greenback on eating and at grocery shops (excludes Walmart and Goal)
• 1 level on all different purchases (excluding Wyndham Trip Membership down funds)

Based mostly on TPG’s January 2025 valuations, these charges equate to a 6.6% return on Wyndham and gasoline purchases, 4.4% on eating and grocery purchases and 1.1% on all different purchases.

These are nice earnings for Wyndham stays and gasoline; nonetheless, some playing cards earn higher in on a regular basis classes, equivalent to eating at eating places and U.S. supermarkets, just like the American Categorical® Gold Card (topic to spending caps).

With the Wyndham Earner Plus card, you may redeem your factors for stays, gasoline, airline tickets, tickets and experiences, present playing cards, merchandise, charitable donations, excursions and actions and AARP membership.

Essentially the most precious option to redeem factors is for Wyndham lodge stays.

Wyndham is likely one of the few lodge manufacturers that also makes use of a set award chart and never dynamic pricing, which means you may nonetheless get outsize worth. There are not any blackout dates for Wyndham properties.

Wyndham gives two sorts of redemptions: Go Quick and Go Free. Go Free makes use of factors to guide the overall value of the room, and Go Quick makes use of a mixture of factors and money. Cardholders will obtain a ten% low cost on all Wyndham Go Free lodge redemptions.

Go Free award nights are priced in three tiers: 7,500, 15,000, and 30,000 factors per evening. Larger-end properties and properties booked throughout peak-season journey will usually value 30,000 factors per evening.

Go Quick award nights are priced in three tiers, beginning at 1,500, 3,000 and 6,000 factors per evening plus money.

TPG senior factors and miles author Katie Genter says, “[I’ve] used Wyndham factors for 15,000-point nights in Hawaii and seven,500-point nights in South Korea, together with on the attractive island of Jeju. I’ve additionally gotten wonderful worth redeeming for Vacasa stays, though that is harder to do now with the decrease cap on the typical value per bed room for 15,000-point nights.”

You too can use your factors to guide a Wyndham Trip Membership keep beginning at 7,500 factors per bed room per evening. As a cardholder, your factors can be used to guide Caesars Rewards properties, Vacasa trip leases, Landal GreenParks and reservations on Cottages.com.

Wyndham timeshare house owners can use factors to cowl upkeep charges by changing them to Upkeep {Dollars}. Caesars properties value 15,000 to 30,000 Wyndham factors per bed room per evening. Sure blackout dates apply.

Vacasa trip leases can solely be booked with Wyndham factors if the typical nightly value, inclusive of all charges, is below $500. You will pay 15,000 factors per bed room per evening for leases with a median nightly charge below $250 and 30,000 factors per bed room per evening for leases with a median nightly charge between $250.01 and $500.

Wyndham has a strong record of airline switch companions. Nevertheless, you typically obtain higher worth while you redeem your factors for Wyndham stays than while you switch them to companions.

Wyndham has 9 whole airline switch companions, together with Air Canada Aeroplan miles, Avianca LifeMiles, Frontier Airways Frontier Miles, Turkish Airways Miles&Smiles and United MileagePlus miles.

All factors are transferred at a 5:1 ratio; you have to switch at the least 6,000 factors. This implies 6,000 Wyndham factors are equal to 1,200 accomplice factors. Given this switch ratio, I strongly suggest avoiding this as a redemption methodology.

Associated: Must you switch lodge factors to airline companions?

• If you happen to favor no annual charge: The Wyndham Rewards Earner® Card is the little brother of the Earner Plus and has no annual charge. It gives perks like computerized Wyndham Gold standing and earns 5 factors per greenback on Wyndham stays and gasoline. You will nonetheless obtain reductions on award and money stays. To be taught extra, take a look at our full evaluation of the Wyndham Rewards Earner card.
• If you happen to favor to earn versatile forex: The Capital One Enterprise Rewards Credit score Card earns at the least 2 miles per greenback on all purchases, comes with a World Entry/TSA PreCheck charge credit score and has a $95 annual charge (see charges and costs). Capital One miles may be transferred to Wyndham. To be taught extra, take a look at our full evaluation of the Capital One Enterprise Rewards.
• If you happen to favor a enterprise card and better standing: The Wyndham Rewards Enterprise Earner® Card comes with complimentary Wyndham Diamond standing. The cardboard additionally earns 15,000 bonus factors after every cardmember anniversary and comes with reductions for award and money stays. To be taught extra, take a look at our full evaluation of the Wyndham Enterprise Earner.

For extra choices, take a look at our full record of the finest lodge bank cards.

The knowledge for the Wyndham Rewards Earner card and Wyndham Rewards Enterprise Earner card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

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